We are pleased to publish the Pay.UK Annual Report and Financial Statements 2025, setting out the progress made over the past year and how we are continuing to support the resilience, reliability and future development of the UK’s interbank retail payments ecosystem.
Our Head of Fraud, Humera Yakub, recently joined a panel of industry experts at the Fraud Leaders’ Summit to explore how organisations can work together to strengthen fraud prevention and improve outcomes for customers.
Going to university, moving into your first home, or switching jobs, can all reshape what we need from our finances. Yet for many people, the first bank account that they opened years ago can remain unchanged, even when their priorities, spending habits, and expectations have evolved.
Pay.UK is introducing changes to the way Net Sender Caps are managed within the Faster Payment System, designed to increase flexibility, improve liquidity efficiency and support the continued resilience of the UK payments ecosystem.
Pay.UK is introducing changes to the way Net Sender Caps are managed within the Faster Payment System, designed to increase flexibility, improve liquidity efficiency and support the continued resilience of the UK payments ecosystem.
Our Head of Fraud, Humera Yakub, recently took part in a fireside chat with Zilvinas Bareisis (Celent) at the 6th Annual Customer Experience in Financial Services event, exploring how the industry is responding to authorised push payment (APP) fraud, and what more is needed to protect customers.
During the episode, Justin highlighted the opportunities from new payment rails and digital money, including payments that are triggered when specific conditions are met, alongside greater choice beyond cards and improved cross-border payment experiences.
Our Chief Policy and Engagement Officer, Justin Jacobs, recently joined a panel at the Westminster Business Forum to explore how the National Payments Vision can be turned into real‑world change, focusing on infrastructure, regulation, resilience and innovation.
Pay.UK’s Chief Policy and Engagement Officer, Justin Jacobs, recently joined a panel of industry experts at Pay360 to explore what’s next for operational resilience.
Strengthening trust and transparency in account‑to‑account (A2A) payments is central to ensuring the UK’s payments ecosystem continues to evolve with confidence.