Bacs Approved Bureau Scheme

Bacs approved bureaux are organisations that submit Bacs and Faster Payment transactions on behalf of third party organisations.

The Third Party Assurance team at Pay.UK review the appropriateness of all bureaux to ensure they meet the required standards.

Over half of the organisations making Direct Debit, Bacs Direct Credit and Faster Payment submissions do so through approved bureaux, rather than submitting directly.

Organisations choose to use a Bacs approved bureau for a number of reasons:

  • They may only make a small number of transactions each month
  • They might be unable to fulfil all of the criteria to be able to make direct submissions themselves via the Bacs Payment System and the Faster Payment System
  • They may be a newly-established organisation
  • They might be a small to medium sized enterprise (SME) with a relatively low turnover.


Whatever the reason, with approximately 700 approved bureaux throughout the world, accessibility to Direct Debit, Bacs Direct Credit and Faster Payments is greater than ever before.

Becoming a Bacs Approved Bureau

A copy of the Bacs Approved Bureau Scheme – Supporting Guidelines can be found below.

Tariff and fees

A copy of the tariff and fees can be found below.
Note: Bureau invoices will be sent out on the first Tuesday of April in the name of Bacs, part of Pay.UK and they will be available on the bureau portal from this date. If you require portal access, please contact us. Access will only be permitted to bureau contacts that are registered with the Third Party Assurance team.

Further information

For further information about becoming a Bacs approved bureau contact us using the form below.

Request more information about becoming a Bacs approved bureau

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