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Maintaining the resilience of the interbank retail payments infrastructure

Working together to build a world-leading payments ecosystem – proposal to reform Pay.UK
  • Pay.UK
  • July 15, 2025

The Payments Vision Delivery Committee has now set out the future direction for UK payments and this marks a pivotal moment for our industry.

Our role as the operator of the UK’s critical payments infrastructure, remains fundamental to the fabric of the economy.

Our primary focus is to maintain the resilience and relevance of the interbank payments infrastructure, ensuring it continues to meet the needs of end users. As the Payments Vision Delivery Committee progresses its work on the Payments Forward Plan, we will continue to play an active role in its development.

We have always believed the payments industry should continually evolve to advance, and in doing so provide benefits to all end users offering more convenience, choice, certainty and control. As the independent organisation that enables an average of £37 billion in UK payments daily, we call on the Government to ensure that this new model prioritises end users.

We remain committed to working with the wider industry and the authorities to ensure we can shape a sustainable, future-proof framework that serves the people and businesses of the UK effectively.

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