Industry services

In this section you can find out more about the industry services we manage. These services are managed by Pay.UK for the benefit of the UK payments industry and set the foundation for a robust and resilient retail payments system.

These range from the Biller Update Service, which provides participating organisations with a centrally managed facility to update and disseminate biller information, to the Extended Industry Sort Code Directory, a downloadable database containing information about all payment service providers (PSP) that are connected to the UK clearing systems.

In addition, the SEPA IBAN-Only Directory helps reduce the instances of payment errors by encouraging more SEPA payments to be made electronically – through Straight Through Processing (STP) – minimising the need for manual intervention. While UTSP Limited, a Public Key Infrastructure (PKI) Trust Service, manages the digital certificates that are essential to keep customer information secure.

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