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Payuk-Third-party-Assurance

Bacs Payment System statistics

The Bacs annual processing statistics 2023 show use of Direct Debit and Bacs Direct Credit. The statistics show volume by industry sector and sub-sector. It provides specific data for each sub sector giving an overview of the behaviour of the UK population when it comes to the day-to-day financial habits. The extra detail offers your organisation an insight into the usage and trends of both Direct Debit and Bacs Direct Credit for your specific sector.

All payment figures are 000,s

1. TOTAL DIRECT DEBIT VOLUMES - 4,827,292

General B2B collections38,777
Commercial billing (including utilities, telephones, insurance)25,258
Tax collection/National Insurance Contributions13,895
Leasing and rentals10,801
Business rates7,628
Credit card fees4,452
TOTAL100,811
Road tax133,937
Charity donations113,034
Lottery / gaming73,048
Gym/health club subscriptions65,949
Trades Unions / political party membership49,232
General subscriptions44,381
Opticians subscriptions22,387
Vehicle breakdown recovery membership21,790
Cultural/historical membership16,868
Club/society/professional membership13,052
Magazine/newspaper subscriptions11,909
Education fees6,962
Environmental Agency fees (inc fishing licences)98
TOTAL572,648
Mobile telephone billing649,302
Domestic fuels283,242
​Council Tax232,214
Subscription TV/broadband services/cable phones​193,962
​Water bills​187,000
Television licences159,619
​​Mortgage repayments66,990
​Loan repayments35,401
​Housing rents9,260
TOTAL1,816,991
General insurance 402,768
Life insurance  187,903
Appliance insurance (inc Service Plans)  131,174
​Health insurance 80,417
Pet insurance  76,110
Household insurance (contents & structure)  24,328
Motor insurance  13,245
​TOTAL 915,944
Unspecified/unclassified debits401,270
Retail purchases373,136
​​General financial services payments​282,021
Card account payments​135,358
Unpaid debits​114,644
​Vehicle finance41,421
​Regular savings​43,886
Occupational Pension Contributions12,316
​Student Loan Repayments​1,756
​Facilities management​1,586
Car care760
​Self storage​432
Claims for unpaid cheques​​0
​Credit card debit – E1​0
TOTAL1,408,58
Contra​12.312
TOTAL12,312

2. TOTAL BACS DIRECT CREDIT VOLUMES - 1,953,536

General B2B payments 129,785
Retailer settlements 46,450
TOTAL 176,234
​Payroll410,263
​Occupational pensions95,157
​Expenses5,378
​TOTAL​510,798
Unspecified/unclassified credits 144,606
Other government payments 97,125
Business to Consumer payments 42,863
Payment of refunds 38,257
Local Authority B2B 6,281
Lottery / gaming payouts 13,068
Unpaid Credits 1,572
Settlement credits 40
Credit card refund – E2 0
TOTAL 343,811
​State Pensions255,427
Child Benefits147,019
DWP Christmas Bonus7,874
Personal Independence Payments45,584
Pension Credits​61,180
Universal Credit​62,814
Carers Allowance​35,002
Employment & Support Allowance​37,851
Housing Benefit27,525
Other state benefits12,951
HMRC Child Tax Credits​25,590
​​Attendance Allowance20,114
Disability Living Allowance​17,144
HMRC General Tax Credits12,310
HMRC Working Tax Credits8,028
Industrial Injuries Benefit​7,413
Student Loan advances7,169
Jobseekers Allowance/Income Support5,731
Cold Weather payments611
HMRC SA and VAT refunds2,568
Incapacity Benefits54
Winter Fuels2
​TOTAL​799,962
​National Savings interest50,329
​Annuities/personal pensions36,006
Dividends15,325
​​Insurance settlements5,194
​Debt Repayments2,991
​Interest payments2,395
Loan Advances732
TOTAL​112,971
Contra9,760
​TOTAL​9,760

The processing statistics are also available in PDF. These can be downloaded below.

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