Payuk-Third-party-Assurance

Bacs Payment System statistics

The Bacs annual processing statistics 2025 show use of Direct Debit and Bacs Direct Credit. The statistics show volume by industry sector and sub-sector. It provides specific data for each sub sector giving an overview of the behaviour of the UK population when it comes to the day-to-day financial habits. The extra detail offers your organisation an insight into the usage and trends of both Direct Debit and Bacs Direct Credit for your specific sector.

All payment figures are 000,s

1. TOTAL DIRECT DEBIT VOLUMES - 5,029,499

General B2B collections58,652
Commercial billing (including utilities, telephones insurance)37,974
Business rates12,472
Tax collection/National Insurance
Contributions		11,987
Leasing and rentals11,430
Credit card fees3,829
TOTAL 136,344
Road tax148,597
Charity donations112,335
Gym/health club subscriptions75,856
Lottery / gaming72,134
Trades Unions / political party membership49,467
Opticians subscriptions29,760
Vehicle breakdown recovery membership27,697
Cultural/historical membership18,792
Club/society/professional membership12,411
Magazine/newspaper subscriptions8,334
Education fees7,450
Environmental Agency fees (inc fishing licences)86
TOTAL562,919
Mobile telephone billing648,396
Domestic fuels304,227
Council Tax231,889
Subscription TV/broadband services/cable phones193,521
Water bills187,718
Television licences156,961
Mortgage repayments68,287
Loan repayments39,945
Housing rents10,040
TOTAL1,840,984
General insurance398,885
Life insurance 194,912
Appliance insurance (inc Service Plans) 136,758
Health insurance 87,213
Pet insurance 74,815
Household insurance (contents & structure) 26,091
Motor insurance 11,815
TOTAL 930,489
Unspecified/unclassified debits428,849
Retail purchases336,409
General financial services payments279,626
Card account payments146,273
Unpaid debits134,931
Facilities management131,487
Vehicle finance41,163
Regular savings37,301
Occupational Pension Contributions12,561
Student Loan Repayments1,677
Car care858
Self storage406
TOTAL1,551,541
Contra7,221
TOTAL7,221

2. TOTAL BACS DIRECT CREDIT VOLUMES - 1,834,924

General B2B payments 139,494
Retailer settlements 34,700
TOTAL 174,194
Payroll 377,933
Occupational pensions 80,935
Expenses 4,738
TOTAL 463,606
Unspecified/unclassified credits159,249
Other government payments40,929
Business to Consumer payments34,238
Lottery / gaming payouts12,884
Payment of refunds10,570
Local Authority B2B7,356
Unpaid Credits1,455
Settlement credits41
TOTAL266,722
State Pensions266,699
Child Benefits144,806
Universal Credit104,131
Pension Credits56,673
Personal Independence Payments56,572
Carers Allowance37,660
Housing Benefit27,579
Employment & Support Allowance26,631
Attendance allowance25,905
Disability Living Allowance18,655
Winter Fuels10,927
Student Loan advances8,326
Other state benefits7,471
DWP Christmas Bonus7,276
Industrial Injuries Benefit6,933
HMRC SA and VAT refunds2,586
Jobseekers Allowance/Income Support1,642
Cold Weather payments396
HMRC Child Tax Credits178
HMRC Working Tax Credits74
HMRC General Tax Credits42
Incapacity Benefits41
TOTAL811,203
National Savings interest58,482
Annuities/personal pensions32,539
Dividends14,764
Insurance settlements4,647
Interest payments2,268
Debt Repayments1,250
Loan Advances510
TOTAL114,460
Contra 4,743
TOTAL 4,743

The processing statistics are also available in PDF. These can be downloaded below.

Bacs processing stats 2025
Bacs processing stats 2024
Bacs processing stats 2023
Bacs processing stats 2022
Bacs processing stats 2021
Bacs processing stats 2020