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Transaction limits

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It is now possible to send individual payments of up to £1 million using the Faster Payments System, but those organisations offering the service can set their own limits, depending on how the payment is sent, and the type of account their customer is sending from.

Personal and business transaction limits for the directly connected organisations (and their subsidiaries) are available below.

Simply click on an organisation to find out how much can be sent per transaction, for both personal and business customers. Please note that some service providers also choose to limit how much it is possible to send during the course of a day.

Access Bank UK

https://www.theaccessbankukltd.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	£250,000	£250,000	£250,000	£250,000
Online	£10,000	£10,000	£100,000	£100,000

Adyen

https://www.adyen.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	N/A	N/A	£1,000,000	N/A

Atom Bank

https://www.atombank.co.uk/

	Personal transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£110,000	N/A

Note: This is a UK mobile only bank account.

Bank of Scotland

https://www.bankofscotland.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£250,000	£100,000	N/A	£99,000
Phone	£10,000	£10,000	On request	£99,000
Online	£25,000	£25,000	£99,000	£99,000

Banking Circle

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	N/A	N/A	£1000,000	N/A

Barclays

https://www.barclays.co.uk/

Personal transaction limits

Business transaction limits

One-off and forward dated payments

Standing orders

One-off and forward dated payments

Standing orders

Branch

Personal: £25,000

Premier £50,000

Personal: £25,000

Premier £50,000

Business: £25,000

Corporate/FI: £250,000

Business: £100,000

Corporate/FI: £250,000

Phone

Personal: £15,000

Premier £50,000

Personal: £15,000

Premier £50,000

Business: £15,000

Corporate/FI: £250,000

Business: £100,000

Corporate/FI: £250,000

Online

Personal: £50,000

Premier £50,000

Personal: £50,000

Premier £50,000

Business: £50,000

Business (high value online): £1,000,000

Corporate/FI: £1,000,000

Business: £100,000

Business (high value online): £250,000

Corporate/FI: £250,00

Cashplus Bank

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£5,000	£5,000	£25,000 Business £100,000 Business Extra	£25,000 Business £100,000 Business Extra

Citibank

https://www.citibank.co.uk

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£250,000	£250,000	£250,000	£250,000
Phone	£250,000	£250,000	£250,000	£250,000
Online	Citiblue £50,000 Citigold/CPC £75,000	Citiblue £50,000 Citigold/CPC £75,000	£250,000	£250,000

Clear Bank

https://www.clear.bank/

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£1,000,000*	N/A

*We currently offer our services to financially regulated businesses and fintechs.

Clydesdale Bank

https://secure.cbonline.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000 *	£100,000	£100,000*	£100,000
Phone	£5,000	£100,000	£10,000	£100,000
Online	£30,000	£100,000	£250,000	£100,000

*Forward Dated Payments not available in bra

Co-operative Bank

https://www.co-operativebank.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000	£100,000	£100,000	£100,000
Phone	£100,000	£100,000	£100,000	£100,000
Online	£19,999	£19,999	£100,000	£100,000

Coutts

https://www.coutts.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	£1,000,000	£1,000,000	N/A	N/A
Online	£1,000,000	£1,000,000	£1,000,000	£1,000,000

Credec Limited

https://www.credec.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£250,000	N/A	£1,000,000	N/A

Note: Indirect agency sponsorsh

Danske Bank - Northern Bank Ltd

https://danskebank.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000	£100,000	£100,000	£100,000
Phone	£10,000 daily	£100,000	£50,000	£100,000
Online	Online £25,000 daily Mobile £10,000 daily	£100,000	£250,000	£100,000

Deutsche Bank

https://deutschebank.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	N/A	N/A	£1,000,000	N/A

Ebury Bank

https://ebury.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	£250,000	N/A	£250,000	N/A
Online	£250,000	N/A	£250,000	N/A

Elavon

https://www.elavon.com

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£250,000	N/A

Equals Money powered by Spectrum Payment Services

https://equalsmoney.com/about

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	£1,000,000	N/A	£1,000,000	N/A
Online	£25,000	N/A	£25,000	N/A

Firstdirect

https://www.firstdirect.com/

	Personal transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	£49,999.99	£10,000
Online	£49,999.99	£5,000

Goldman Sachs

https://www.goldmansachs.com/

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£1,000,000	£1,000,000

Halifax

https://www.halifax.co.uk/

	Personal transaction limits
	One-off and forward dated payments	Standing orders
Branch	£250,000	£100,000
Phone	£10,000	£10,000
Online	£25,000	£25,000

HBL Bank UK

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£25,000	N/A	£25,000	N/A
Phone	N/A	N/A	N/A	N/A
Online	£10,000	N/A	£10,000	N/A

HSBC

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£10,000	£10,000	£10,000	£10,000
Phone	£10,000	£10,000	£10,000	£10,000
Online	£25,000	£25,000	£1,000,000	£250,000

iFast Bank

https://www.ifastgb.com/home

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£50,000	N/A

J.P Morgan

https://www.jpmorgan.com

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£1,000,000	£1,000,000

LHV

https://www.lhv.ee

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£1,000,000	£1,000,000

Lloyds Bank

https://www.lloydsbank.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£250,000	£100,000	N/A	£99,999
Phone	£10,000	£10,000	On request	£99,999
Online	£25,000	£25,000	£99,999	£99,999

M&S Bank

https://bank.marksandspencer.com/

	Personal transaction limits
	One-off and forward dated payments	Standing orders
Branch	£10,000	£10,000
Phone	£10,000	£10,000
Online	£10,000	£5,000

Metro Bank

https://www.metrobankonline.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£250,000	£250,000	£250,000	£250,000
Phone	£250,000	£250,000	£250,000	£250,000
Online	£21,000	£21,000	£250,000	£250,000

Mettle Bank

https://www.mettle.co.uk/

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£10,000	N/A

Modulr

https://www.modulrfinance.com/

	Business transaction limits
	One-off and forward dated payments	Standing orders
Branch	N/A	N/A
Phone	N/A	N/A
Online	£1,000,000*	N/A

Monzo

https://monzo.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£10,000	£10,000	£10,000	£10,000

Nationwide

https://www.nationwide.co.uk/

	Personal transaction limits
	One-off and forward dated payments	Standing orders
Branch	£100,000*	£25,000*
Online and Mobile banking	£100,000*	£25,000*
*Payments to someone you haven’t paid before or you don’t pay often may be restricted to lower values.

NatWest

https://www.natwest.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£20,000	£99,999.99	£20,000	£99,999.99
Phone	£10,000	£10,000	£10,000	£10,000
Online	£50,000	£20,000	Business: £50,000 Corporate/FI: £1,000,000	£99,999.99 via Bankline and Bankline Direct

PayrNet

https://www.railsbank.com/payrnet

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£10,000	N/A	£250,000	N/A

PPS

https://www.pps.edenred.com

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£250,000	£250,000	£250,000	£250,000

Note: This is a UK mobile only bank account and individual limits may vary.

Prepaid Financial Services

https://prepaidfinancialservices.com

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£20,000	£20,000	£250,000	£250,000

Note: Individual limits may vary.

Revolut

https://www.revolut.com

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£250,000	£250,000	£250,000	£250,000

Note: Individual limit may vary.

Royal Bank of Scotland

https://www.rbs.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£20,000	£99,999.99	£20,000	£99,999.99
Phone	£10,000	£10,000	£10,000	£10,000
Online	£20,000	£20,000	Business: £50,000 Corporate/FI: £1,000,000	£99,999.99 via Bankline and Bankline Direct

Santander UK plc

https://www.santander.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000	£100,000	N/A	N/A
Phone	£100,000	£100,000	£100,000	£100,000
Online	£25,000	£100,000	£250,000	£100,000

Square

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£250,000	N/A	£1,000,000	N/A

Starling Bank

https://www.starlingbank.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£1,000,000*	£1,000,000*	£1,000,000*	£1,000,000*

Note: This is a UK mobile only bank account.
*Individual account limits will apply.

SumUp

		Personal transaction limits		Business transaction limits
		One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
	Branch	N/A	N/A	N/A	N/A
	Phone	N/A	N/A	N/A	N/A
	Online	£15,000 per transfer £25,000 per day £75,000 per month	N/A	£15,000 per transfer £25,000 per day £75,000 per month	N/A


	Note: Individual limit may vary.

Tesco Bank

https://www.tescobank.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	£100,000	£100,000	N/A	N/A
Online	£10,000	£10,000	N/A	N/A

TSB Bank

https://www.tsb.co.uk/personal/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000	£10,000	£100,000	£10,000
Phone	£10,000	£10,000	£10,000	£10,000
Online	£25,000	£10,000	£50,000	£99,000

Turkish Bank UK

https://www.turkishbank.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£20,000	On request	£20,000	On request
Phone	N/A	On request	N/A	On request
Online	£20,000	On request	£20,000	On request

Ulster Bank

https://www.ulsterbank.ie/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£20,000	£99,999.99	£20,000	£99,999.99
Phone	£10,000	£10,000	£10,000	£10,000
Online	£20,000	£20,000	Business: £50,000 Corporate/FI:£1,000,000	£99,999.99 via Bankline and Bankline Direct

Virgin Money

https://uk.virginmoney.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000.00	£100,000.00	£100,000.00	N/A
Phone	£100,000.00	£100,000.00	£100,000.00	N/A
Online	£100,000.00	£100,000.00	£100,000.00	N/A

Wise

https://wise.com/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	N/A	N/A	N/A	N/A
Phone	N/A	N/A	N/A	N/A
Online	£1,000,000	N/A	£1,000,000	N/A

Yorkshire Bank

https://secure.ybonline.co.uk/

	Personal transaction limits		Business transaction limits
	One-off and forward dated payments	Standing orders	One-off and forward dated payments	Standing orders
Branch	£100,000*	£100,000	£100,000*	£100,000
Phone	£5,000	£100,000	£10,000	£100,000
Online	£30,000	£100,000	£250,000	£100,000

*Forward Dated Payments not available in branch.