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Transaction limits

It is now possible to send individual payments of up to £1 million using the Faster Payments System, but those organisations offering the service can set their own limits, depending on how the payment is sent, and the type of account their customer is sending from.

Personal and business transaction limits for the directly connected organisations (and their subsidiaries) are available below.

Simply click on an organisation to find out how much can be sent per transaction, for both personal and business customers. Please note that some service providers also choose to limit how much it is possible to send during the course of a day.

 
 

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
£250,000
£250,000
£250,000
£250,000
Online
£10,000
£10,000
£100,000
£100,000
 
 
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
N/A
N/A
£1,000,000
N/A

 

 Personal transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£110,000
N/A

Note: This is a UK mobile only bank account.

 
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£250,000
£100,000
N/A
£99,000
Phone
£10,000
£10,000
On request
£99,000
Online
£25,000
£25,000
£99,000
£99,000
 

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
N/A
N/A
£1000,000
N/A

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
Personal: £25,000

Premier £50,000
Personal: £25,000

Premier £50,000
Business: £25,000

Corporate/FI: £250,000
Business: £100,000

Corporate/FI: £250,000
Phone
Personal: £15,000

Premier £50,000
Personal: £15,000

Premier £50,000
Business: £15,000

Corporate/FI: £250,000
Business: £100,000

Corporate/FI: £250,000
Online
Personal: £50,000

Premier £50,000
Personal: £50,000

Premier £50,000
Business: £50,000

Business (high value online): £1,000,000

Corporate/FI: £1,000,000
Business: £100,000

Business (high value online): £250,000

Corporate/FI: £250,00
https://www.citibank.co.uk

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£250,000
£250,000
£250,000
£250,000
Phone
£250,000
£250,000
£250,000
£250,000
Online
Citiblue £50,000

Citigold/CPC £75,000
Citiblue £50,000

Citigold/CPC £75,000
£250,000
£250,000

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£1,000,000*
N/A

*We currently offer our services to financially regulated businesses and fintechs.

 

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000 *
£100,000
£100,000*
£100,000
Phone
£5,000
£100,000
£10,000
£100,000
Online
£30,000
£100,000
£250,000
£100,000

*Forward Dated Payments not available in bra

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000
£100,000
£100,000
£100,000
Phone
£100,000
£100,000
£100,000
£100,000
Online
£19,999
£19,999
£100,000
£100,000

https://www.coutts.com/

 Personal transaction limitsBusiness transaction limits
 One-off and forward dated paymentsStanding ordersOne-off and forward dated paymentsStanding orders
BranchN/AN/AN/AN/A
Phone£1,000,000£1,000,000N/AN/A
Online£1,000,000£1,000,000£1,000,000£1,000,000

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£250,000
N/A
£1,000,000
N/A

Note: Indirect agency sponsorsh

 
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000
£100,000
£100,000
£100,000
Phone
£10,000 daily
£100,000
£50,000
£100,000
Online
Online £25,000 daily

Mobile £10,000 daily
£100,000
£250,000
£100,000
 
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
N/A
N/A
£1,000,000
N/A

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
£250,000
N/A
£250,000
N/A
Online
£250,000
N/A
£250,000
N/A
 

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£250,000
N/A

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
£1,000,000
N/A
£1,000,000
N/A
Online
£25,000
N/A
£25,000
N/A

https://www.firstdirect.com/

 

 Personal transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
£49,999.99
£10,000
Online
£49,999.99
£5,000

https://www.goldmansachs.com/

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£1,000,000
£1,000,000

https://www.halifax.co.uk/

 

 Personal transaction limits
One-off and forward dated payments
Standing orders
Branch
£250,000
£100,000
Phone
£10,000
£10,000
Online
£25,000
£25,000
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£25,000
N/A
£25,000
N/A
Phone
N/A
N/A
N/A
N/A
Online
£10,000
N/A
£10,000
N/A
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£10,000
£10,000
£10,000
£10,000
Phone
£10,000
£10,000
£10,000
£10,000
Online
£25,000
£25,000
£1,000,000
£250,000

https://www.ifastgb.com/home

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£50,000
N/A

https://www.jpmorgan.com

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£1,000,000
£1,000,000

https://www.lhv.ee

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£1,000,000
£1,000,000

https://www.lloydsbank.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£250,000
£100,000
N/A
£99,999
Phone
£10,000
£10,000
On request
£99,999
Online
£25,000
£25,000
£99,999
£99,999

https://bank.marksandspencer.com/

 

 Personal transaction limits
One-off and forward dated payments
Standing orders
Branch
£10,000
£10,000
Phone
£10,000
£10,000
Online
£10,000
£5,000

https://www.metrobankonline.co.uk/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£250,000
£250,000
£250,000
£250,000
Phone
£250,000
£250,000
£250,000
£250,000
Online
£21,000
£21,000
£250,000
£250,000

https://www.mettle.co.uk/

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£10,000
N/A



https://www.modulrfinance.com/

 

 Business transaction limits
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
Phone
N/A
N/A
Online
£1,000,000*
N/A

https://monzo.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£10,000
£10,000
£10,000
£10,000

https://www.nationwide.co.uk/

 Personal transaction limits
One-off and forward dated payments
Standing orders
Branch
£100,000*
£25,000*
Online and Mobile banking
£100,000*
£25,000*
*Payments to someone you haven’t paid before or you don’t pay often may be restricted to lower values.

https://www.natwest.com/

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£20,000
£99,999.99
£20,000
£99,999.99
Phone
£10,000
£10,000
£10,000
£10,000
Online
£50,000
£20,000
Business: £50,000

Corporate/FI: £1,000,000
£99,999.99 via Bankline and Bankline Direct

https://www.railsbank.com/payrnet

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£10,000
N/A
£250,000
N/A

https://www.pps.edenred.com

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£250,000
£250,000
£250,000
£250,000

Note: This is a UK mobile only bank account and individual limits may vary.

https://prepaidfinancialservices.com

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£20,000
£20,000
£250,000
£250,000

Note: Individual limits may vary.

https://www.revolut.com

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£250,000
£250,000
£250,000
£250,000

Note: Individual limit may vary.

https://www.rbs.co.uk/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£20,000
£99,999.99
£20,000
£99,999.99
Phone
£10,000
£10,000
£10,000
£10,000
Online
£20,000
£20,000
Business: £50,000

Corporate/FI: £1,000,000
£99,999.99 via Bankline and Bankline Direct

https://www.santander.co.uk/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000
£100,000
N/A
N/A
Phone
£100,000
£100,000
£100,000
£100,000
Online
£25,000
£100,000
£250,000
£100,000
 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£250,000
N/A
£1,000,000
N/A

https://www.starlingbank.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£1,000,000*
£1,000,000*
£1,000,000*
£1,000,000*

Note: This is a UK mobile only bank account.
*Individual account limits will apply.

  Personal transaction limitsBusiness transaction limits
  One-off and forward dated payments Standing ordersOne-off and forward dated payments Standing orders
 BranchN/AN/AN/AN/A
 PhoneN/AN/AN/AN/A
 Online£15,000 per transfer
£25,000 per day
£75,000 per month
N/A£15,000 per transfer
£25,000 per day
£75,000 per month
N/A
      
      
 Note: Individual limit may vary.   

https://www.tescobank.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
£100,000
£100,000
N/A
N/A
Online
£10,000
£10,000
N/A
N/A

https://www.tsb.co.uk/personal/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000
£10,000
£100,000
£10,000
Phone
£10,000
£10,000
£10,000
£10,000
Online
£25,000
£10,000
£50,000
£99,000

https://www.turkishbank.co.uk/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£20,000
On request
£20,000
On request
Phone
N/A
On request
N/A
On request
Online
£20,000
On request
£20,000
On request

https://www.ulsterbank.ie/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£20,000
£99,999.99
£20,000
£99,999.99
Phone
£10,000
£10,000
£10,000
£10,000
Online
£20,000
£20,000
Business: £50,000

Corporate/FI:£1,000,000
£99,999.99 via Bankline and Bankline Direct

https://uk.virginmoney.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000.00
£100,000.00
£100,000.00
N/A
Phone
£100,000.00
£100,000.00
£100,000.00
N/A
Online
£100,000.00
£100,000.00
£100,000.00
N/A

https://wise.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£1,000,000
N/A
£1,000,000
N/A

https://secure.ybonline.co.uk/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
£100,000*
£100,000
£100,000*
£100,000
Phone
£5,000
£100,000
£10,000
£100,000
Online
£30,000
£100,000
£250,000
£100,000

*Forward Dated Payments not available in branch.

https://www.zemplerbank.com/

 

 Personal transaction limitsBusiness transaction limits
One-off and forward dated payments
Standing orders
One-off and forward dated payments
Standing orders
Branch
N/A
N/A
N/A
N/A
Phone
N/A
N/A
N/A
N/A
Online
£5,000
£5,000
£25,000 Business
£100,000 Business Extra
£25,000 Business
£100,000 Business Extra
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