We are the recognised operator
and standards body for the UK’s
interbank payment systems.
We provide the digital networks that make payments secure, safe and simple for the UK’s banks and building societies, payment providers and their customers.
Our key purpose is to power payments, champion innovation and give the UK choice in how it pays.
We enable individuals and organisations in the UK to transfer money to others whenever they need to, quickly, safely and cheaply.
From Bacs to Faster Payments to cheques – we ensure that payments flow without interruption. Salaries, benefits, bills, mortgages and online banking payments are all sent safely and securely through our systems.
Our vision is to be the smartest way to move money now and in the future.
We are building the New Payments Architecture (NPA). This is the biggest system change that the UK payments system will see in a generation. The NPA is a new payments system that will replace the UK’s existing infrastructure and give people new and improved ways to pay.